How much does Stripe charge per transaction?

On a US Stripe account the standard rate is 2.9% + 30¢ per successful card charge. On a UK account it is 1.5% + 20p for UK cards, 2.5% for European (EEA) cards, and 3.25% for international cards. International cards on a US account add 1.5%, and currency conversion adds 1% (US) or 2% (UK).

Can I open a Stripe account from Sri Lanka?

Stripe does not support Sri Lanka directly, but Sri Lankan founders can legally access Stripe by forming a US LLC or UK Ltd. BR.LK handles the company formation, EIN, address, and Stripe onboarding — most clients are live within 1–2 weeks.

Which is cheaper for Stripe: a US LLC or a UK Ltd?

UK domestic rates (1.5% + 20p) are lower than US rates (2.9% + 30¢), but the right choice depends on where your customers are: US cards on a UK account are billed as international (3.25%). If most customers pay in USD with US cards, a US LLC usually nets more.

Why is my Stripe payout smaller than the fee calculator shows?

The most common reasons are currency conversion (payout currency differs from the charge currency), international card surcharges, disputes/refund fees, or subscription billing add-ons. This calculator lets you toggle international cards and conversion to match your real mix.

Do you help with Stripe account reviews or restrictions?

We help you prepare the business profile, website compliance pages (terms, refund policy, contact details), and verification documents that Stripe reviews look for — reducing the chance of holds on a new account.

Stripe Fee Calculator

Calculate exactly what Stripe charges per payment and what lands in your account.
Covers US and UK Stripe accounts, international cards, and currency conversion —
plus reverse mode to work out what to charge so you receive a target amount.

Payment Details

What do you want to calculate?

Payment Amount (USD)(what your customer pays)

Stripe Account Country(where your company is registered)

Customer's Card(where the card was issued)

Currency Conversion(payout currency differs from charge currency)

Charge is converted to another currency (+1%)

Fee Information

US accounts: 2.9% + 30¢ per charge. International cards add 1.5%; currency conversion adds 1%. Rates are Stripe's published standard pricing; custom/volume pricing may differ.

Fee Breakdown

Customer pays$100.00

Stripe processing fee (2.90%)$2.90

Fixed fee$0.30

Total Stripe fees$3.20

Effective fee rate3.20%

You receive:

96.80

USD

Why use it

Why Use This Calculator?

Stripe isn't available in Sri Lanka directly — but with a US LLC or UK Ltd you can accept card payments globally. Knowing the exact fee per charge (and what to charge to hit a target payout) keeps your pricing and margins accurate from day one.

Real Published Rates

US 2.9% + 30¢ and UK 1.5% + 20p schedules with international card and conversion surcharges built in.

Reverse Mode

Work backwards: enter what you want to receive and see exactly what to charge your customer.

US vs UK Comparison

Switch account country to see which entity type nets you more for your customer mix.

How to use it

Four steps from your numbers to a clear fee breakdown

1
Pick Your Calculation Mode
Choose "Customer pays → I receive" to see your net payout, or "I want to receive → charge" to work out the price that nets you a target amount.
2
Select Account Country
Pick where your Stripe account is registered — a US LLC (2.9% + 30¢) or UK Ltd (1.5% + 20p). Rates differ significantly between the two.
3
Set the Customer's Card & Currency
International cards and currency conversion add surcharges. Match these to your real customer mix for accurate numbers.
4
Get the Full Breakdown
See the processing fee, fixed fee, conversion cost, effective rate, and your exact payout — or the exact price to charge.

Pick Your Calculation Mode

Choose "Customer pays → I receive" to see your net payout, or "I want to receive → charge" to work out the price that nets you a target amount.

Select Account Country

Pick where your Stripe account is registered — a US LLC (2.9% + 30¢) or UK Ltd (1.5% + 20p). Rates differ significantly between the two.

Set the Customer's Card & Currency

International cards and currency conversion add surcharges. Match these to your real customer mix for accurate numbers.

Get the Full Breakdown

See the processing fee, fixed fee, conversion cost, effective rate, and your exact payout — or the exact price to charge.

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Resources

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